Money, minus the jargon.

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Plain-English tax and money for the UK’s self-employed. For freelancers, sole traders, landlords and side hustlers. Free, every week, and about a five-minute read.

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27 October 2026
Admin
Missed a deadline or made a mistake? How to put it right
Penalties grow the longer you leave things, and coming forward yourself almost always costs less. Here's how to fix common problems.
2 min read
20 October 2026
Money
Insurance: protecting yourself and your income
No sick pay, no employer cover. A few types of insurance protect you from the risks that could end a small business overnight.
1 min read
13 October 2026
Pensions
Pensions for the self-employed
No employer is paying into a pension for you, but the government still is, through tax relief. Small, regular contributions add up over decades.
1 min read
6 October 2026
Basics
Selling online: what platforms tell HMRC
Online marketplaces and apps share some sellers' details with HMRC. That doesn't create new tax, but it makes undeclared trading easier to spot.
1 min read
29 September 2026
Property
Repairs vs improvements: what landlords can claim
Fixing something back to how it was is a repair you can deduct now. Making it better is an improvement, which may help with Capital Gains Tax later instead.
1 min read
22 September 2026
Property
Landlords: how rental income is taxed
Rent minus allowable costs is your taxable property profit. Mortgage interest follows its own rule, and letting a room in your home may be tax-free.
1 min read
15 September 2026
Business
Sole trader or limited company?
A limited company separates you from your business and can be tax-efficient at higher profits. It also brings more admin, more rules and public accounts.
1 min read
8 September 2026
Admin
Making Tax Digital: what it means for you
Making Tax Digital moves tax records into software and swaps one yearly return for regular updates. It's being phased in, starting with higher earners.
1 min read
1 September 2026
Tax
VAT schemes in plain English
Flat rate, cash accounting and annual accounting are three HMRC schemes that make VAT simpler for small businesses. Each solves a different problem.
1 min read

Stories

Something different: short classic tales, each with a big idea from economics, science or psychology hiding inside.

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1 November 2026
Maths
The Tortoise and the Hare
A speedy hare loses a race to a slow, steady tortoise, and average speed explains why.